Our team offers a consultative approach that incorporates a step-by-step process to help ensure identification, implementation, and monitoring of all client goals and objectives. We feel that the trust and confidence necessary to form long-term relationships is best forged by looking people in the eye; for this reason our financial advisors routinely meet with clients semi-annually. We work together with clients to create a very personalized experience that we view as a partnership. Our wealth management practice focuses on the needs of individuals, families, businesses, and foundations. We offer a wide range of services that include: Business Retirement Plans, Fiduciary Education, Estate Planning, Insurance, Investments, and Retirement Planning. In light of the market events of 2007-2008, we realize that it is vital for investors to create a secure income stream for their retirement years. To this end, we have developed a special emphasis in retirement planning through the use of cutting-edge research that we call the "Retirement Income Exercise".